Wise AI

Wise AI is the artificial intelligence infrastructure powering Wise's international money transfer platform, developed by the London-headquartered but Estonian-founded fintech serving 16 million customers worldwide. Its AI fraud detection models analyze transaction patterns across 70 currencies and 160 countries to identify suspicious transfers in real time, protecting customers while minimizing false positives that would block legitimate international payments. Wise's AI compliance engine automates AML screening and regulatory reporting across dozens of jurisdictions, enabling the company to operate at global scale with regulatory compliance efficiency.